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The Car Title Loan Process

Customer balancing checkbook

Do you need cash today?

If your car is paid off or almost paid off you can qualify for a Car Title Loan! You may be wondering, "what is a Car Title Loan?"

A Car Title Loan allows you to get a personal loan today by letting us lend you money against your car. You keep your car and we become the lien holder on the title.

We can do long-term or short-term secured loans. Our loan term is 36 months. You can pay the loan back after one month or keep it for three years. There are no pre-payment penalties or hidden charges!

What if you don’t own a car or your car isn’t paid off? No need to worry, you can still refinance! Here are other types of collateral we can lend against:

  • Cars - New, Used, Salvaged or Classic
  • Trucks
  • Motorcycles
  • Commercial Trucks
  • RVs
  • Boats
  • Jet Skis
  • ATVs
  • Dirt Bikes
  • Planes
  • Gold
  • Anything with a title!

What if you don’t have a car and would like to buy one? If you can save 50% of the asking price of the car, we can lend you the other 50%. The seller and you both need to come into the office with the title.

Let’s get started!

To make this quick loan even faster, fill out the online application or give us a call at (800) 445-9148. We will tell you how much money we can lend against your car and what your monthly payments will be.

When you come see us in the office, here are the documents you need to bring:

  • The Title
  • Registration
  • Insurance
  • Driver’s License
  • Utility Bill
  • Pay Stub or Bank Statement
  • Spare Key
  • The Automobile!

Signing all the loan documents and completing the process takes about one hour. Once it’s done we give you instant cash.

Yes, it’s that simple!