Moo Loans Cow Logo, Title Loans Moo Loans -- (800) 445-9148

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Frequently Asked Questions

Q: How fast can I get a loan on my Vehicle?
A: With all the proper documentation you can get cash the same day.

Q: Do I get to drive my car with a Car Pawn Loan?
A: No, your vehicle will be stored in our secure facility during the term of the loan.

Q: Do I get to drive my car with a Car Title Loan?
A: Yes, you can continue to drive your car during the term of the loan.

Q: How Much Can I borrow?
A: You can borrow up to 50% of the value of your assets. We have no hidden fees!

Q: Do I need to be employed?
A: No but you do need to show enough income to cover the monthly payment.

Q: Can I be on disability or retired?
A: Yes

Q: Do I need good credit for a loan?
A: No! No credit or bad credit is okay.

Q: Is there a pre-payment penalty?
A: No, you can pay off your loan at anytime with no prepayment penalties.

Q: Does my car need to be paid off?
A: Yes or close to paid off.

Q: What if my title is in my name and another person's name?
A: In most cases this is not a problem.

Q: My car was towed, can you help me get it out of impound?
A: Yes, in most cases we can help!

If the police have placed a 30 day hold on the vehicle, you must get everything with the DMV, City and Police cleared before we can help you take the car out of impound.

Q: Can you lend money against gold?
A: Yes

Q: Is an Auto Title Loan better than a Payday Loan?
A: Payday Loans are $300 - $500. The advance is designed to be short-term loans, about two weeks. Car Title Loans allow you to borrow a larger amount of money, $2,500 - $50,000. You make monthly payments until the loan is paid off. Payday Loans don't require any collateral whereas with Car Title Loans you need to have the pink slip.

Q: What do I need for a Car Title Loan?
A: Here are the requirements for a Car Title Loan!

Q: If I can't show proof of income can I still get a loan?
A: Maybe, come into our office to discuss.

Q: What is the best way to apply for a Loan?
A: Apply online for a Car Title Loan or call (800) 445-9148 to get started today!

Q: If I don't live close to your local California offices can I still get a car title loan?
A: Yes, we can lend money anywhere in California! Here are some of the areas we work in:

  • Ventura
  • Los Angeles
  • San Fernando Valley
  • San Bernardino
  • Orange County
  • Riverside
  • San Diego

Q: What other cities in Phoenix do you service for Hard Money Loans?
A: We can lend private funds against any home in Arizona. Some cities include:

  • Chandler
  • Gilbert
  • Tempe
  • Scottsdale
  • Cave Creek
  • Apache Junction
  • Queen Creen
  • Fountain Hills
  • Mesa

Q: I live in Jackson, Wyoming, do I still qualify for a car title loan?
A: Yes, but you will need to come into our office in Driggs, Idaho. We are located in Teton Valley in between Victor and Tetonia.