Moo Loans Cow Logo, CA Title Loans Moo Loans -- (800) 445-9148

The Hard Money Loan Process

Customer balancing checkbook

Do you need a private mortgage loan?

If your house is paid off you will definitely qualify for a Hard Money Loan! We can often do second loans behind other lenders but this will always require equity in the property to lend against. You may be wondering, "what is a Hard Money Loan?"

A Hard Money, also known as private hard money loans, allows you to borrow against property. There are two main advantages to using a hard money lender: speed and ability to qualify.

We can do long-term or short-term secured loans. You can pay the loan back after one month or keep it for the full term. There are no pre-payment penalties or hidden charges!

We are the Hard Money Lender for speed and service.

Let’s get started!

To make this quick loan even faster, fill out the online application or give us a call at (800) 445-9148. We will tell you how much money we can lend against your property and what your monthly payments will be.

To process the hard money loan we will need the following documents:

  • Your Driver's License, Passport or other Government Issued ID
  • Proof of Income
  • Billing Statement from Current Lender (if you have one)
  • Voided Check or Bank Statement
  • Utility Bill

You can submit these documents via text message, email or fax. You will usually have an approval within an hour if we are able to do the loan. Once the approval is done, we submit a title report request and then you go to our title office to sign the paperwork. Funding is typically one week from when we first talk to each other but can be as quick as 24 hours for flippers once we establish a relationship.

Yes, it’s that simple!